Exxon Mobil Smart Card+ Credit Card is a Nun Freelas “St. of Per Gallon” gas station card that can help holders save money on pumps.
But standing against similar gas company cards, the Exxon Credit Card from City lacks some benefits and features that will otherwise make it a competitive option. One, this is a “closed loop” card, which means you can only use it at Exxon and Mobil Stations. In addition, the non -fuel purchases will not give you a exemption of its exemption. You will serve better by a general Rewards Credit Card Which offers the price of gas stations and elsewhere.
What to know about the card here.
1. You can use it just within the Exxon brand
Exxon Credit Card is a closed loop card which means it can only be used at Exxon and Mobil Stations, which limits the card for holders.
For example, the shell offers “Open Loop” Shell Fuel Rewards Mastercard -The closed loop version allows a counterpart-card holders to accept the mastercard anywhere.
2. It earns a discount on the purchase of branded gas
Card holders get the following discounts on Exxon and Mobil Pumps:
Save 10 cents per gallon of regular, mid -grade and diesel fuel.
Save 12 cents per gallon of the premium fuel you purchase.
In addition to these waivers, the new card holder is eligible for the following limited time introduction offers: During the first month of the account opening of the account, get 30 cents of each gallon or Exxon and Mobil fuel purchase in the first month after the opening of the account.
Card waiver and introductory offer comparisons are similar to similar fuel company cards. And they can help you save a healthy amount of gas. But remember, you have to pump exclusively at Exxon and Mobil Stations.
3. It comes with a cash discount
Beyond the gas waiver, Exxon Credit Card earns 5 % cash in the first 200 1,200 described in the first 200 1,200 of the non -fuel purchase at Exxon and Mobil Stations. This includes the convenience store and car wash purchases, but do not exclude items like gas, lottery, money order and gift cards.
Explaining how this type of purchase is most likely to buy for a domestic budget, there will be no more interruption in the annual waiver cap. But that means that gas station can expect you to save annual annually on items like potato chips, coffee and soda annually.
4. You do not need a card to get the Exxon Discount
Members of the company’s free fuel rewards program, Exxon Mobil Rewards+members can get discounts and get gas purchases rewards prizes. The basic rank of the program gets 3 points per gallon and 2 points for every $ 1 that you spend in Exxon Facility Stores and Car Wash. Up to the top of it, the status of the premium, you get 6 points to the supreme+ premium fuel you buy in Exxon. (Getting and maintaining the status of a premium, you need to fill with supreme+ premium gas at least three times a month, at least 8 gallons for each filling.)
Mobil Rewards+ Points Each one is worth a penny and can be released for gas and convenience store items. Tell me another way, the program’s basic level members are earning 3 % of gas purchased gas and earning 2 % exemptions spent on Exxon and Mobil Stores.
Exxon Credit Card Compared to the Rewards Program offers gas purchases more discounts, and you will get your St. of Gallon Discount immediately without collecting or releasing points. But since anyone can be included in the Exxon Rewards+ Program for free, the value of being alone card holder is slightly less.
Note that Exxon Credit Card Exxon Mobil Rewards does not get+ points, meaning that you have to pay with a different card to earn these points. That is, the waiver with the card cannot be mixed with the points received by the Rewards Program.
5. There are better gas cards
Co -branded gas station credit cards are usually not a show stopper, but even for cards in this class, Exxon Credit Card is damaged due to its volatility and lack of valuable non -fuel prizes.
If you are willing to change the gas brands, you may consider it instead BP Credit CardWhich is basically excellent in the classmate gas cards in the branded gas cards. Not only does it make discounts in BP and Amoco stations, but it also Plus Rewarders for popular daily expenses: 3 % cash in grocery purchase, 3 % cash on food purchases, and returns 1 % cash to all other non -fuel purchases. And since you are earning cash (not points or “St. Off”), rid of it is extremely flexible.
Recruitment, if you just don’t want to be tied to one or two gas station brands, the credit card for the general awards will be the best bet. Blue Cash Daily Card from American ExpressFor example, US gas stations earns 3 % cash (in the form of a credit credit) on spending $ 3,000 per year. Back to 3 % of US supermarkets, 000 6,000 were spent every year. And 3 % back US online retail purchases every year, 000 6,000. It offers 1 % back to other purchases. The terms apply; Look Rates and fees. $ 0-The annual per card includes a happy bonus: Get $ 200 statement credit after spending $ 2000 on your new card within the first 6 months. The terms apply.
Exxon Mobil Smart Card+ Credit Cards and Shell Fuel Rewards Rewards MasterCard Information has been submitted by Nird Walt and has not been reviewed or provided by the issuer or provider of these products or services.
