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    You are at:Home»Finance»Personal Finance»8 Best Stock Trading Apps for 2026
    Personal Finance

    8 Best Stock Trading Apps for 2026

    newsworldaiBy newsworldaiFebruary 14, 2026No Comments10 Mins Read0 Views
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    When I think of a stock trader, I picture someone working at a desk with a computer – and perhaps multiple monitors full of charts and market data. But another platform is quickly replacing the desktop trading battlestation for many retail investors.

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    The average American checked their phone. 186 times a day In 2025. High-level trading requires a lot of attention — and we pay more attention to our phones than anything else.

    Brokers know this, and in recent years a growing number of them have developed mobile app platforms with advanced trading capabilities.

    What makes a good stock trading app?

    All the platforms listed below offer the following features, which we consider a table-top stack for an app for advanced traders:

    • Free Stock Trading: Only a handful of brokers reviewed by NerdWallet still charge commissions for stock trades, and you won’t find any on this page (although interactive brokers offer users the option to pay very low commissions for speeding up orders). Many brokers also offer free option trades on this page.

    • Fractional shares: All brokers on this page allow you to buy as little as 1 share of a stock, giving you more control over position size. Many brokers now allow investors to buy at least $1 of stock, although some have higher minimums.

    • Strong UX: We didn’t just look at ratings to judge these brokers’ apps – we tested them ourselves, opened accounts and traded on our phones. All of the brokers here scored at or near the top on our mobile user experience rubric.

    Beyond these criteria, the best stock trading app for this you It will vary based on the features you consider most important. So, we’ll start with the three apps that are the best for a particular feature. Read on to see what each one stands for—and also where each falls short.

    Three of our favorite stock trading apps

    Lowest Average Margin Rate: Robin Hood

    Robin Hood has done more than any other broker to popularize trading through a phone app, and is a leader and innovator among mobile brokers.

    If you’re the type of trader who likes to use leverage (i.e. borrowed money) to increase your potential profits, and you can afford the risks that come with it, there’s another reason to like Robinhood: it offers the lowest average margin rate of any broker we review. Both the high end and low end of its rates (which vary based on balance) are about as low as you can go. Which has a couple of brokers The least The rates are low, but they often require very large balances, hundreds of thousands of dollars or more.

    Other trading features that stand out about Robinhood: Robinhood is also a standout for another type of high-risk venture that traders often favor: cryptocurrency trading. Robinhood has the widest crypto selection of any stockbroker we review, and is one of the few stockbrokers that offers features like staking and send/receive capabilities in its crypto offering.

    Where Robinhood falls short for entrepreneurs: Unlike some of its competitors, Robinhood does not have any basket trading feature. You can only buy or sell one investment per order. Also, if you want to trade Bondsyou might miss Robin Hood: they’re only available in the form of bond ETFs.

    👉 See how we rate Robin Hood’s fees, features and minimums.

    $0 for brokerage accounts, Robin Hood Gold accounts and IRAs.

    $0 for equity options. $0.50 for index options, or $0.35 for gold accounts.

    Account Fees (Annual, Transfer, Termination, Inactivity)

    No annual or inactivity fees. $100 ACAT outgoing transfer fee. Robinhood Gold costs $5 a month or $50 a year. Matching funds in IRAs can be withdrawn if the money is withdrawn in less than five years. Instant withdrawals cost 1.75% of the amount withdrawn, with a minimum fee of $1 and a maximum of $150.

    Interest rate on uninvested cash

    0.01% for free accounts, 3.5% for gold accounts (until November 2025).

    Stocks, ETFs, Options, Cryptocurrencies, US Depositary Receipts, Futures, Fractional Shares for over 650 global companies. Bonds are only available in the form of bond ETFs.

    Number of No Transaction Fee Mutual Funds

    Not classified; No mutual funds.

    Robinhood’s mobile and web platforms are known for their seamless sign-up, funding and trading processes. The broker now also offers a desktop platform, Robinhood Legend.

    The mobile trading platform includes customizable alerts, a news feed, advanced charting and the ability to listen to live earnings calls for some companies. Reviews are mostly positive, although the average star rating on both iOS and Android is below the 4.5 star line.

    Access to professional research from Morningstar and Level II market data from the Nasdaq Stock Exchange (with a Gold subscription).

    Customer support options (including how easy it is to find important details on the website)

    24/7 chat support. Phone support is available from 7:00 am ET to 9:00 pm ET, Monday through Friday. A decent suite of educational articles and webinar events, and an easily navigable website.

    1% match on IRA contributions for free accounts, 3% for gold accounts.

    Wide Investment Choice: Interactive Brokers

    This article is for advanced traders. Focused on interactive brokers. Really high level traders. Want to buy South African stocks? Malaysia’s Agricultural Futures Contract? Options on French bonds? Interactive Brokers has you covered.

    It has, by far, the widest investment selection of any broker we review, covering a wide variety of asset classes (including stocks, bonds, options, ETFs, mutual funds, futures, currencies, crypto, event contracts and physical precious metals) as well as direct access to dozens of international exchanges.

    Other trading features that stand out about Interactive Brokers: IBKR also has the most extensive research and data offerings of any broker we review, with more than 140 services available from more than 40 providers. However, not all of them are free. Some require a paid subscription.

    Where interactive brokers fall short for traders: IBKR is one of the few brokers on this list that still charges a per-contract fee for option trades. IBKR Pro users also pay a fraction of a percent commission on stocks in exchange for faster and more efficient order execution, although free accounts do not.

    👉 See how we rate interactive broker fees, features and minimums.

    IBKR Lite: $0. IBKR Pro: Choice of fixed commission of $0.005 per share, or variable commission of $0.0005 – $0.0035 per share. Select ETFs are commission-free for pro users.

    $0 per trade. IBKR Lite: $0.65 per contract. IBKR Pro: $0.15 to $0.65 per contract, depending on volume.

    Account Fees (Annual, Transfer, Termination, Inactivity)

    Annual Fee: $0. Inactivity Fee: $0. Transfer / Closing Fee: $0.

    Interest rate on uninvested cash

    0% on the first $10,000. IBKR Lite: Up to 2.37% after $10,000 depending on account value. IBKR Pro: Up to 3.37% after $10,000, depending on account value.

    Number of No Transaction Fee Mutual Funds

    Stocks, Mutual Funds, ETFs, Options, Bonds, Futures, Event Contracts, Forex, Crypto, Precious Metals.

    Eight: IBKR Desktop, Web (Client Portal), IBKR Mobile App, GlobalTrader App, IMPACT App, Trader Workstation (Desktop), ForecastTrader and APIs.

    Available for iOS and Android; advanced features.

    Over 140, some require a monthly payment, some are free.

    Customer support options (including how easy it is to find important details on the website)

    Phone, email and chat support is available 24/5, plus email and live chat from 1:00 pm to 7:00 pm ET on Saturdays.

    Cheapest Option Trades: Public

    Several brokers reviewed by NerdWallet now offer free options trading, with no commissions or contract fees — but the public is the only one. negative cost on options trading; In other words, it pays you For options trading.

    Public, like the other brokers on this page, makes money by selling customer order data to high-frequency trading firms, which use it to inform their trading decisions — a business model known as payment for order flow (PFOF). However, unlike the other brokers on this page, Public shares a portion of the PFOF revenue from option trades with its customers in the form of a rebate of between $0.06 and $0.18 per contract, depending on your trade volume.

    Other commercial features that stand out to the public: If you’re the type of trader who likes to keep some money on the sidelines to buy dips, Public stands out for its non-invested cash management options. It offers a high-yield cash account with a 3.3% APY at the time of last update, as well as a Treasury account that automatically invests your money in T-Bills, potentially offering higher yields and exemptions from state taxes.

    Where the public is less for traders: Public offer on fractional shares Mostly assets — 75% stocks, all Treasuries, and about 100 other bonds, to be exact — but the fact that its fractional share offering isn’t universal puts it at a disadvantage against its rivals. Also, it has a $5 minimum for fractional shares, which ranks high among brokers that offer this feature.

    👉 See how we rate public fees, features and minimums.

    $0 ($2.99 ​​per trade for after-hours trades or OTC stocks, for non-premium members.)

    $0. Public options pay traders a commission of $0.06 to $0.18 per option transaction, as part of their payout order flow revenue, depending on volume.

    Account Fees (Annual, Transfer, Termination, Inactivity)

    $75 ACAT outgoing transfer fee (partial or full). No annual fee for non-premium members — Public Premium costs $10 a month or $96 a year.

    $3.99 monthly inactivity fee for accounts with six months of inactivity and less than a $70 balance. There is an instant withdrawal fee of 3.5%, with a minimum of $1.

    Interest rate on uninvested cash

    New customers can choose a high-yield cash account with a yield of over 4% by checking a box at signup.

    Number of No Transaction Fee Mutual Funds

    Stocks, ETFs, options, cryptocurrency, American Depositary Receipts, fractional shares and bonds.

    Public’s mobile and web platforms offer a smooth sign-up, funding and trading experience, but are pretty basic when it comes to tools like charts and screeners.

    Both the public iOS and Android apps are well-liked by users and offer practically the same features as the web trading platform.

    Research by Morningstar, TradingView and S&P Global. Public offer earnings call playback as well as predefined company metrics such as subscriber numbers.

    Customer support options (including how easy it is to find important details on the website);

    Email and chat support is available from 9am to 5pm Eastern, Monday through Friday. Priority answers for premium members. The website is quite easy to navigate.

    1% match on all rollovers and contributions.

    5 Other Stock Trading Apps We Really Like

    The three apps listed above have unique benefits for traders, but they aren’t the only good stock trading apps out there. Below is a list of five other brokers that scored highly on a mix of trading and mobile app-related metrics in NerdWallet’s review process.

    • Loyalty: Fidelity often tops our lists of the best investment platforms, and its large investment selection, extensive research library and handy basket trading feature will appeal to traders. However, it charges for option trades and has relatively high margin rates. (Read full review)

    • Weibel: Webull offers advanced charting tools, flexible basket trading and a decent research selection, but has a limited OTC stock offering and pays little interest on small uninvested cash balances. (Read full review)

    • Charles Schwab: Schwab has a wide selection of investments, a large library of research and a useful basket trading feature, but it charges for option trades and not everyone likes the Android version of its mobile app. (Read full review)

    • Couch Brokers: SoFi has a decent selection of investments, and the unique advantage of access to a financial advisor, but it doesn’t offer basket trading and has a thin research library. (Read full review)

    • Momo: Moomoo boasts low margin rates and a decent research selection, but their investment selection is somewhat limited and our testers think the app’s user experience has gone downhill recently. (Read full review)

    Apps Stock Trading
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