If you make money as a creator of content, the difficulties are that your parents do not fully understand what you do for livelihood. But there may not be either traditional banks, and it can access financial services for your business.
The purpose of a financial technology company, aims, is to meet the businessmen where they are. It provides various services for creators on a platform like YouTube, Taitok and Tweich.
It includes a $ 0-annual fee card. Released Cross River BankThe card offers a credit limit for the creators, which is different from other types of small businesses.
There are five things here to find out about the kraut card.
1. Matters after your social media
Karat follows your social media, as well as financial information such as financial information such as tax and cash flow, when the card determines your eligibility and what credit you get. According to Karat co -founders, the average kraut card holder has 2 million social media followers, and they are earning $ 300,000 each year.
After your following and increased revenue, you may be able to increase the credit range later. Karat has reported the date of payment to the expert and Transunin (two of the three main important) Credit Bureau), Which can help set credit.
2. It receives rewards that you can customize
You can get $ 1, 2 or 3 points per dollar spent in your selected category, and you decide how much you earn in your selected category. You can change them every six months. The purpose of the category is to compete with common business purchases for multiple creators, including:
Fitness and gym membership.
Although these categories may definitely be useful to content creators, be aware that karat card is not the only card that offers a Custom Rewards ProgramAnd depending on where you spend most of your expenses, those cards can fit your Better better.
For example, while this is not a business card, $ 0-News per Venemo Credit Card Also allows you to customize your earnings. You will earn 3 % cash in your high -cost expense category for the month, and 2 % are ranked second (category includes grocery, bills and utility, health and beauty, gas, entertainment, food and nightlife, transportation and travel). Get 1 % cash back on all other purchases. There is no need to select categories twice a year. Earn more where you spend more and more.
3. Creative ways of revenge
You can redeem points for cash, in the form of credit credit, at a cost of 1 % per point. But the krat card also offers relief options that give creators more and more content opportunities. The points of views are different based on your choice.
You can take cash in points for karate chili, which creators wear as a subtle cross promotion in photos and videos. Another option is to use rewards to book time in a podcast studio, which is a way for the creator to test an idea for a new podcast without investing in his goods first.
Perhaps the most extraordinary advantage of all is the ability to redeem prizes for a place on the Billboard of Karat in Times Square. Although your face will not be too long, that’s not. Creators are rightly told when their time slot will be, and they often go to New York to take photos in front of their billboards to post on social media.
4. There is no fee
The krat card is one Charge cardWhich means you have to pay your bill every month. This also means that the card does not receive interest, because you cannot lift balance.
There is no annual fee, late fee or foreign transaction fee.
5. It offers a gatery service
Card holders can get help from the conclaiming service between 6 and 11am, either on the kit website or through the text.
The concussion (who is human, and not AI boats) can help with changing your rewards costs, or if you feel suspicious activity on your card.
