Points and Miles Valuations: What to Know

Imagine that you are planning to get a new credit card and you are weighing two similar options. Both offer comparable benefits and receive the same annual fee. But one card offers a bonus of 80,000 points, while the other offers a bonus of 100,000 points. Based on these bonuses, which card would you choose?

The card that comes with more points seems like a clear answer, but the fact is that you are losing an important piece of information: you can’t tell how much the relevant points cost. Depending on the cost of each card earning points, a small reception bonus can actually be a higher price.

Knowing the value of points and miles is an important step toward using them wisely, which is why Nerid Walt published prices Famous airline, hotel and credit card prizes. That is how you can use these prices in your own benefit.

It is important to know the value of your currency in any transaction. Here is how you can help in traveling in points and mail prices.

The award travels creates opportunities to save money, but just because you can travel with points or miles, it does not mean that you should. Some awards are unusual and some are disappointing, there are many areas between it. Prices are the key to knowing where the award on this spectrum is.

You can use Our flight calculator To find out if the points or flights are booked in cash. Or you can calculate yourself: (Cash Price – Fee Fee When Booking with Points)/Number of Points.

Suppose you are booking a long weekend at Arizona University in March of 2026. You want to stay close to the campus, so you will decide about it Graduate through Hilton Tuxon Hotel. After tax, the total cost for three nights in the King Bedroom is $ 1,319.27.

However, you have a stash Hilton Honors PointsSo you check the award rate and see if you can book the same stay (with a comparable cancellation policy) for 165,000 points.

Distribution of cash value through the award price provides the price of only 0.8 cents per point. Hilton is a diagnosis of nard vault for Honors 0.6 % Per point; Through this matriculation, the award booking provides better than the expected price in this case.

Another example, consider the flight of an American airline economy from Chicago to New York Lagardia in October 2025. This non -stop it is available in a $ 229.97 round trip.

As alternatives, you can book the same flights in 17,000 AADNTAGE MILES In addition, fees $ 11.20.

This award offers a return of about 1.3 cents per mile, while the nerve vault costs for adventure miles 1.6 cents Epic. This means that the award offers less than the expected price, so if your decision is fully based on this diagnosis, it is a better option to pay cash.

But prices are not available in the vacuum, and there are more factors to consider when assessing the price of an award. In the case of American flight booking, by releasing miles More flexible cancellation policy. Until you can cancel before you leave the first flight and receive a full refund. You can also cancel the cash fare, but you will be returned to the credit of the US Airlines that expires after a year. This distinction makes the award flight even more attractive, especially if your plans are temporary.

In addition to the more favorable cancellation policy, you may also prefer to book the award if you are upset Points are expiring Or you want to keep cash expenses.

On the other hand, you may be tilt toward paying cash if:

• You are protecting points for a more valuable award in the future.

• You won’t get a good return because the points of points come with heavy payment The award surcharges.

Prices can not only help you decide whether to book the award, but rather what kind of award to the book and what loyalty program you should use for its booking.

For example, just imagine you are booking a one -way flight from Los Angeles to New York at the end of September, and you have both US airlines deposits and Alaska Airlines Mileage Plan Mails. You don’t mind paying cash, but if you are getting a good deal, you are happy to use fairs.

Checking the award rates, you see the same flight that is available at 5.60 FEES 5.60 fees in addition to 20,000 AADNTAGE Mail. This costs 1.2 cents per mile per mile, which is under the price of nerd vault 1.6 cents Per miles, indicate the return of all crosses at your fairs.

However, since both US Airlines and Alaska Airlines are Winner Alliance Members, you can release the Alaska Mileage Plan Mail to fly US Airlines flights. In this case, you can make the same flight through Alaska Airlines for $ 19,500 mileage plan for $ 19 in fees, which can cost 1.4 cents per mile. Mileage Plan is a diagnosis of nerve vault for mails 1.3 cents Per miles, make this award a fair return.

This example makes it clear how the points that are not only about the number of points or miles you used are, but also that you think they are capable of tips or mail.

Booking this flight with adventure mails is not a good thing. But assuming that you agree with the price of the Nair -Walt, it is a good thing to book the same flight through the mileage plan because the cost of these miles is not so high.

Usually there is more than one way to book the award. Knowing your options and their values will help you identify good opportunities for getting rid and reject bad people.

In addition to helping you to relieve rewards, points and mail prices can help you identify your best options for earning your earnings.

Chase Sapphire Priority Card Earn 3 Chase Ultimate Rewards Points Dollar per world world. You can move these points to 1: 1 ratio The world of Heyat Points, in which the value of the nerd vault is 2.2 cents Each of these two numbers is a refund of 6.6 cents per dollar spent on food, so using you Chase Sapphire Priority Card You can get a $ 100 purchase of your meal. You can receive a reward of 60 6.60.

On the contrary, Hilton Honors American Express Sirs Pass Card Eligible US restaurants earns 6 points per dollar (Look Rates and fees), However, Hilton Honors Points in Nerrd Walt prices include justice 0.6 % To a considerable extent, get a return of 60 3.60 on purchase of 3.6 cents or $ 100 per dollar on food. Although the card earns twice as many points, the return on the restaurant is low because the Hilton Points are less valuable than the Chase Ultimat Rewards points.

You can use prices to evaluate the return, you will get from other earnings opportunities, such as a credit card reception bonus and spending bonus, The retention offerPromotions of Loyalty Program, Compensation OverBook flights And more.

For example, imagine that a hotel loyalty program is running a promotion that is offering 2,000 bonus points per night (on which you already earn). If the program is IHG Rewards, then the development will get you a price of $ 10 per night, as the Nerid Walt value these points 0.5 % Epic.

It is less likely to move the needle if the world of this advertising came from the Hight world. Nerid Walt values at Heat Points 2.2 cents It’s enough, so in this case you will get $ 44 extra every night.

Here are some disadvantages when applying prices to your own award.

The prices of Nair Vault are real -world data products, but they are not universal. Although the Nair -Walt Hight Points can be put at a higher price, it is possible that you can get an award with another hotel brand at any higher cost. Using dynamic prices with most programs, there are usually many awards that fall on or below the number of nerd vault.

It does not matter what the cost of the currency of the travel rewards, the rewards are only valuable if you actually use them. When you are deciding what kind of points or mail you want to collect, consider your personal preferences. Does a specific airline offer more flights from your home airport? Do you prefer to spare points for a particular type of award travel, such as business class flights or all added resorts?

For example, you are more likely to find the use of Alaska Mileage Plan in Seattle than Miami. If your usual holiday locations do not have any hits features, you do not want to collect Hitt Points.

You have to consider both the costs you are earning the points you are earning them, and the rates you are earning them.

For example, nerve vault values Marit Bonovy Points at all 0.9 % Everyone and Jet Blue Tree Blow Points at all 1.5 cents Each one if you have a choice between earning a dollar or 1 jet blue point per dollar, the higher income rate means that your total return from Marriott points will be higher even though these points are individually lower.

Prices can help you decide whether the award’s booking means or not, but you should not let the prices decide for you. The best awards are the ones that take you to where you want to go to the price you can afford. If that means getting rid of prices less than prices means that they are worthy, that’s fine!

Similarly, there is no good for yourself to get the cost of completely getting rid of it. You can get a great return from the use of the book to the use of the book First class flights Or lives Overwater bungalowsBut the cost of rid is just meaningful if you really want to book these awards. Recently. , Do not order the matrix how you travel.