ATLANTA, GA (December 17, 2025) – Rushmouth Insurance Services, a specialty managing general underwriter (MGU) known for its expertise in the E&S property landscape, today announced the launch of its new Difference (DIC) earthquake insurance program in its new division. Purpose-built for large, complex and genuine E&S property exposures, the program offers unparalleled flexibility, deep technical expertise and an underwriting appetite that many markets routinely shy away from. Including old buildings, high volumes and tucked under parking.The new offering provides access to higher limits, no TIV maximum, and flexible structure options including primary, quota share or additional spaces. It is available for a variety of commercial property risks in major earthquake zones such as California, the Pacific Northwest, New Madrid and all other US states.
“The risks that require the most expert understanding are precisely the risks where our team shines,” said Ravi Patel, executive vice president, property head of Rushmouth. “We’ve built this program to be flexible, allowing our underwriters to build solutions with real definition options, real capability and no discretionary TIVs. It reflects exactly who we are: an underwriter-centric firm that combines responsible risk with disciplined, long-term value creation.”
Racesmith’s DIC Earthquake Program enables brokers and insurers to tailor coverage that meets their needs, offering:
- Earthquake, ground movement and seismic sprinkler leakage coverage
- Career or Manuscript EQ Definition Flexibility
- High limits up to 25m
- Greater risk capacity with greater TIV
Find out more: Rushmouth | DIC earthquakes
About Racesmith Insurance Services
Rushsmith is a specialty managing general underwriter focused on providing intelligently tailored insurance solutions for complex E&S risks. With deep underwriting expertise in commercial property, construction and inland marine, and professional lines, Rushsmith operates with a commitment to responsible risk-taking and an underwriter-first culture. The firm partners with wholesalers nationwide to provide thoughtful, creative and sustainable solutions for large, unique and hard-to-place accounts. Find out more at www.risksmithuw.com
Media Contact: Ravi Patel, Tel: 404.290.6563, Email: ravi.patel@risksmithuw.com
Titles
Catastrophic natural disasters new markets property
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