Chase is making clear changes to its extensive lineup of users and business United credit cards, starting March 24, 2025. With one exception, the annual fee is increasing significantly, but the card holders can eliminate these high fees if they are able to use new cards, which includes valuable statement credit and if you have the ability to open up some minimum sping of the minimum additional extra money.
On or after March 24, the new card holders who apply, all these changes are immediately effective. Existing card holders will also get new benefits at this time, but will start paying more annual fees when renewing their cards on August 1, 2025. The exception in this is it United Explorer CardWhere new benefits begin immediately, but the new annual fee will change on January 1, 2026 or after.
Generally, these changes mean that you will need to spend money to make some money – a part of the growing “coupon book” trend has been launched by other premium rewards cards, including a few released by the American Express. If you were going to shop at these particular traders anyway, getting annual credit is a good bonus. But if you weren’t, you may not be able to value these cards.
Take a look at what is changing for United Consumer credit cards.
United Gateway Card
Annual fee: $ 0, which is not changing.
New advantage: When you spend $ 10,000, get two free checked bags each year. (Before, the card did not benefit from the checkpack in any way.)
United Explorer Card
Annual fee: Interview Annual Fee for the first year, then $ 150. This increases $ 0, then $ 95 for the first year.
When you spend 000 20,000 in the calendar year, get 10,000 miles discount on award flights.
Get $ 100 United travel credit when you spend $ 10,000 a calendar year. It is in the form of United Travel Bank Cash, which can be used to sell united flights itself, or together with other payment forms of payment.
In the form of two $ 50 statement credit after the prepaid hotel was established, up to $ 100 per year on purchase with united hotels.
Monthly 5 monthly statement in credit form, up to $ 60 in credit for rider sharing services each year.
In the form of two $ 25 allotment of Travel Bank Cash, $ 50 per year for car rentals through AVIS or budget to $ 50 each year.
A public charter flight service, up to $ 100 per year for booking with JSX.
Credit up to $ 120 per year for grocery delivery with Instacart ($ 10 per month), as well as three free months of Instacart+ membership (after that, you get 25 % of the monthly membership). The terms apply. This benefit ends December 31, 2027.
Earn 5 miles per dollar while booking prepaid hotel reservations through United hotels. Earlier, you earned 4 miles per dollar like this.
You will still get two annual passes to the United Club Airport Airport Lounge, but now the primary card holder or the authorized user must be present when using the pass. So far, you can pass anyone and you didn’t have to travel with them.
United Quest Card
Annual fee: $ 350, above $ 250.
Get 10,000 miles discount on the award flights on the occasion of your card’s birthday. When you spend 000 20,000 every year, you can get more than 10,000 miles.
Get $ 200 in Travel Bank Cash on the anniversary of your card.
When you spend 000 40,000, get two economys in addition to two economys every year.
Credit up to $ 150 in credit at the prepaid hotel is booked by famous hotels and resorts.
In the form of Red 8 Monthly Statement Credit (and $ 12 in December), up to $ 100 in credit for Rider Sharing Services each year.
In the form of two $ 40 allotment of Travel Bank Cash, $ 80 in united travel credit each year for car rental through AVIS or budget.
Credit for Charter Flight Booking with JSX up to $ 150 per year.
Instacart (a month a month and a $ 10 credit) for grocery delivery to $ 180 per year for delivery, as well as three free months of Instacart+ membership (after that, you get 50 % from the monthly membership). The terms apply. This benefit ends December 31, 2027.
Earn 5 miles per dollar while booking prepaid hotel reservations through famous hotels and resorts.
Get 1,000 PQPS every year, starting in 2026.
Each time you get 1 pu QP when you spend $ 20, up to 18,000 PQPS each year.
United Club ℠ Unlimited Card
Annual fee: 5 695, above 5 525.
Get up to 20,000 miles exemption on flights starting with your card anniversary (when you spend 000 20,000 every year, twice every year, in the form of a 10,000 -mile waiver).
The prepaid hotel is booked by famous hotels and resorts in credit to $ 200 every year.
In the form of Red 12 Monthly Statement Credit ($ 18 in December), credit for Rider Sharing Services to $ 150 each year.
In the form of two $ 50 allotment of Travel Bank Cash, $ 100 per year for car fares through Evas or Budget to $ 100 each year.
Credit for Charter Flight Booking with JSX to $ 200 per year.
Instacart (each month with two $ 10 credit) for grocery delivery to 0 years in credit to 0 240, as well as a free instacker+ membership. The terms apply. This benefit ends December 31, 2027.
Earn 5 miles per dollar while booking prepaid hotel reservations through famous hotels and resorts.
Earn 1,500 PQPs every year, starting in 2026.
Each time you get $ 15 when you spend $ 15, up to 28,000 PQPS each year.
The membership of the United Club Airport Lounge is still included. If you reach the status of premiere gold or spend 000 50,000 in a year, you will find the United Club All Exace Membership, which includes the ability to bring two adult guests to the lounge (instead of just one), as well as four United clubs when the user has a passage on the customer. You can also find Star Alliance lounges.
Should you get a United Credit Card?
As is common for airline cards, United’s loyal Flyers stand to benefit from the United Credit Card. If your usual costs unlock many benefits of cards, even better.
But if you do not use the different credit offered on most of these cards – or if you just find out that a long list of advantage is a lot of work to rotate (or you often don’t blow up), then consider the more flexible general. Travel Rewards Card.
